I’m so sorry you’re going through this. Debt can be a huge burden, but you’re not alone. First of all, take a deep breath. It’s important not to let the stress consume you completely. One step you can take is to make a detailed list of all your debts, including the amounts and interest rates. Then, create a strict budget. Cut down on non – essential expenses like dining out or buying unnecessary things. You can also try to look for additional sources of income, such as taking on part – time jobs or selling some unused items. There are often debt management programs available that can help you negotiate with creditors for lower interest rates or better repayment plans. Remember, every small step you take towards paying off your debt is progress, and you have the strength within you to get through this difficult time.
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